1. I DO NOT LEND FOR LOW OR FREE! I might consider it if you are short 100k or something small like that, depending on how trustworthy you seem.

2. DO NOT BORROW IF YOU CANNOT RETURN RIGHT AWAY! I usually have a list of people wanting to borrow, so delaying the return of the doll just clogs my list up further. If you cannot return the doll straight away after you get the avatar, please refrain from borrowing until you can (e.g. please don't borrow at 4am or something and then fall asleep!).

3. DO NOT BEG! If I say no then it means no. Begging will get you nowhere. Funny examples of beggers can be found in the screenshots below. I thought they were pretty hilarious x)

4. Feel free to get the avatar on your side account, there's nothing I can do to stop you. Just let me know beforehand though so I don't worry.

5. Don't lend the doll to your friends. I can't be held responsible for what they do, so if they run off with the doll, I keep your collateral, sorry. It's safer not to lend to friends.

6. DO NOT BE RUDE TO ME IN NEOMAILS! I am providing a service for you, remember. Ask politely and I will be nice in return. Be rude and I might snap at you.

I guess that's all for now!

I only lend for full collateral. Which is currently 1.6 million (1,600,000) nps.

I don't accept these as collateral:
- HTS (hard to sell) items such as TCG's, plushies, furniture, etc etc.
- Secret Laboratory Map pieces (too hard to price), unless it's an obvious UB piece like piece # 8 or something.
- Items not worth a whole lot, such as codestones or faeries.

Here are some collateral ideas for you:

1. Pure through auctions. I will neofriend you, and we can do a private auction. We must be on at the same time for this to happen, and you must be able to auction back right away.

2. Two Baby PBs + 400k through trades.
+ + 400,000 nps.


If you have a different combination of ETS (easy to sell) items then feel free to neomail me and we can discuss it.

Hehe, some funny neomails I've received regarding borrowing avatar items XD